/* assets/index.css — extracted from index.html
prosperloansapp.com — June 2026 */
/* ═══════════════════════════════════════════
DESIGN TOKENS — ProsperLoansApp.com Light
Inspired by Prosper's warm financial palette
Original identity: Copper × Teal × Ivory
═══════════════════════════════════════════ */
:root {
/* ── Backgrounds ───────────────────────── */
--bg-primary: #FFFFFF; /* Pure white — main canvas */
--bg-secondary: #F7F3EE; /* Warm ivory — alt sections, strips */
--bg-card: #FFFFFF; /* Cards stay white */
--bg-hover: #F0EAE1; /* Warm cream — hover states */
--bg-deep: #0D2039; /* Deep navy — form header, nav CTA */
/* ── Borders ──────────────────────────── */
--border: #E4DDD0; /* Warm beige border */
--border-mid: #CEC3B5; /* Stronger border */
/* ── Typography ───────────────────────── */
--text-primary: #0D1F30; /* Deep navy-black */
--text-secondary: #3C5268; /* Navy-gray */
--text-tertiary: #7A8B9C; /* Muted slate */
/* ── Brand Palette ────────────────────── */
--accent-primary: #C8571D; /* Copper-coral — eyebrows, icons, H1 */
--accent-hover: #A84515; /* Deeper copper hover */
--accent-secondary:#0B8A79; /* Teal — links, secondary actions */
/* ── Semantic ─────────────────────────── */
--success: #1A8D58;
--highlight: #D48910;
--info: #3D6EB5;
--danger: #C43535;
/* ── Shadows ──────────────────────────── */
--shadow-sm: 0 1px 4px rgba(13,31,48,0.06), 0 1px 2px rgba(13,31,48,0.04);
--shadow-md: 0 4px 16px rgba(13,31,48,0.08), 0 2px 4px rgba(13,31,48,0.04);
--shadow-lg: 0 8px 32px rgba(13,31,48,0.10), 0 4px 8px rgba(13,31,48,0.05);
--nav-height: 64px;
--container: 1280px;
--r-sm: 6px;
--r-md: 10px;
--r-lg: 16px;
--r-xl: 24px;
--t: 0.22s ease;
}
/* ═══════════════════════════════════════════
RESET & BASE
═══════════════════════════════════════════ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
background: var(--bg-primary);
color: var(--text-primary);
font-size: 15px;
line-height: 1.7;
-webkit-font-smoothing: antialiased;
-moz-osx-font-smoothing: grayscale;
}
a { color: var(--accent-secondary); text-decoration: none; transition: color var(--t); }
a:hover { color: var(--accent-primary); }
img { max-width: 100%; display: block; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; }
/* ═══════════════════════════════════════════
ACCESSIBILITY
═══════════════════════════════════════════ */
.skip-link {
position: absolute; top: -100%; left: 16px;
background: var(--bg-deep); color: #FFFFFF;
font-weight: 700; padding: 8px 16px;
border-radius: var(--r-sm); z-index: 9999; font-size: 14px;
}
.skip-link:focus { top: 8px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
/* ═══════════════════════════════════════════
LAYOUT
═══════════════════════════════════════════ */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
/* ═══════════════════════════════════════════
STICKY NAVIGATION
═══════════════════════════════════════════ */
.site-nav {
position: sticky; top: 0; z-index: 200;
height: var(--nav-height);
background: rgba(255, 255, 255, 0.97);
backdrop-filter: blur(16px);
-webkit-backdrop-filter: blur(16px);
border-bottom: 1px solid var(--border);
box-shadow: var(--shadow-sm);
}
.nav-inner {
max-width: var(--container); margin: 0 auto; padding: 0 24px;
height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.nav-logo {
display: flex; align-items: center; gap: 10px;
font-size: 16px; font-weight: 800; color: var(--text-primary); text-decoration: none; white-space: nowrap;
}
.nav-logo-mark {
width: 34px; height: 34px; background: var(--accent-primary);
border-radius: 9px; display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.nav-logo span.domain { color: var(--text-tertiary); font-weight: 500; font-size: 13px; margin-left: -4px; }
.nav-links { display: flex; align-items: center; gap: 2px; }
.nav-links a {
color: var(--text-secondary); font-size: 14px; padding: 8px 12px;
border-radius: var(--r-sm); transition: all var(--t); white-space: nowrap;
}
.nav-links a:hover { color: var(--text-primary); background: var(--bg-hover); }
.nav-cta {
display: inline-flex; align-items: center; gap: 6px;
min-height: 48px; padding: 0 20px;
background: var(--bg-deep); color: #FFFFFF;
font-size: 14px; font-weight: 700; border-radius: var(--r-md);
border: none; transition: all var(--t); white-space: nowrap; flex-shrink: 0; text-decoration: none;
}
.nav-cta:hover { background: #162F4A; transform: translateY(-1px); color: #FFFFFF; }
.nav-hamburger {
display: none; flex-direction: column; gap: 5px;
background: none; border: none; padding: 8px;
min-height: 48px; min-width: 48px; align-items: center; justify-content: center;
}
.nav-hamburger span {
display: block; width: 22px; height: 2px;
background: var(--text-primary); border-radius: 2px; transition: all var(--t);
}
.nav-hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.active span:nth-child(2) { opacity: 0; }
.nav-hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mobile-menu {
display: none; position: fixed;
top: var(--nav-height); left: 0; right: 0;
background: #FFFFFF; border-bottom: 1px solid var(--border);
padding: 16px 24px 24px; z-index: 199;
box-shadow: var(--shadow-md);
}
.mobile-menu.open { display: block; }
.mobile-menu a {
display: block; color: var(--text-secondary); font-size: 15px;
padding: 13px 0; border-bottom: 1px solid var(--border);
}
.mobile-menu a:last-of-type { border-bottom: none; }
.mobile-menu-cta {
display: block; text-align: center;
min-height: 48px; line-height: 48px;
background: var(--bg-deep); color: #FFFFFF !important;
font-weight: 700; border-radius: var(--r-md);
margin-top: 16px; font-size: 15px;
}
/* ═══════════════════════════════════════════
HERO — ASYMMETRIC BENTO-SPLIT
═══════════════════════════════════════════ */
.hero {
padding: 72px 0 80px;
border-bottom: 1px solid var(--border);
}
.hero-inner {
display: grid;
grid-template-columns: 55fr 45fr;
gap: 52px;
align-items: start;
}
.hero-left { display: flex; flex-direction: column; gap: 26px; }
.hero-eyebrow {
display: inline-flex; align-items: center; gap: 10px;
color: var(--accent-primary); font-size: 11px; font-weight: 700;
letter-spacing: 0.12em; text-transform: uppercase;
}
.hero-eyebrow::before {
content: ''; display: block; width: 28px; height: 2px;
background: var(--accent-primary); border-radius: 2px;
}
.hero-h1 {
font-size: clamp(28px, 4vw, 52px);
font-weight: 900; line-height: 1.1;
color: var(--text-primary); letter-spacing: -0.025em;
}
.hero-h1 em { font-style: normal; color: var(--accent-primary); }
.hero-sub {
font-size: 17px; line-height: 1.7;
color: var(--text-secondary); max-width: 520px;
}
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; }
.badge {
display: inline-flex; align-items: center; gap: 7px;
background: var(--bg-secondary); border: 1px solid var(--border);
border-radius: 99px; padding: 6px 14px;
font-size: 12px; font-weight: 600; color: var(--text-secondary);
}
.dot { width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0; }
.dot-teal { background: var(--accent-primary); }
.dot-blue { background: var(--accent-secondary); }
.dot-amber { background: var(--highlight); }
/* Hero image placeholder */
.hero-media {
margin-top: 4px;
background: var(--bg-secondary);
border: 2px dashed var(--border-mid);
border-radius: var(--r-lg);
aspect-ratio: 600 / 280;
display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px;
color: var(--text-tertiary); font-size: 11px; font-weight: 600; text-align: center;
letter-spacing: 0.06em; text-transform: uppercase; padding: 20px;
}
.hero-media svg { opacity: 0.3; }
/* E-E-A-T Author badge */
.author-badge {
display: inline-flex; align-items: center; gap: 8px;
background: var(--bg-secondary); border: 1px solid var(--border);
border-radius: 99px; padding: 4px 12px 4px 4px;
font-size: 12px; color: var(--text-tertiary); margin-top: -4px;
}
.author-avatar {
width: 26px; height: 26px; border-radius: 50%;
background: var(--bg-hover); border: 1px solid var(--border);
display: flex; align-items: center; justify-content: center;
font-size: 10px; color: var(--text-tertiary); flex-shrink: 0;
}
.author-badge a { color: var(--accent-secondary); font-weight: 600; }
/* Hero right: form panel */
.hero-right {}
.form-panel {
background: #FFFFFF;
border: 1px solid var(--border);
border-radius: var(--r-xl);
overflow: hidden;
position: sticky;
top: calc(var(--nav-height) + 24px);
box-shadow: var(--shadow-lg);
}
.form-panel-header {
background: var(--bg-deep);
padding: 22px 26px 18px;
border-bottom: 1px solid rgba(255,255,255,0.1);
}
.form-panel-header h2 {
font-size: 17px; font-weight: 800;
color: #F0F4FF; margin-bottom: 5px; line-height: 1.3;
}
.form-panel-header h2 em { font-style: normal; color: var(--accent-primary); }
.form-panel-header p { font-size: 13px; color: #94A3B8; }
.form-panel-rate {
display: flex; gap: 16px; margin-top: 12px; flex-wrap: wrap;
}
.rate-chip {
display: flex; align-items: center; gap: 5px;
font-size: 11px; font-weight: 700; color: #7A8B9C;
}
.rate-chip strong { color: var(--accent-primary); font-size: 13px; }
.form-panel-body { padding: 22px 26px 20px; }
#_lg_form_ { width: 100%; min-height: 300px; }
.form-panel-notice {
padding: 12px 26px 16px;
border-top: 1px solid var(--border);
font-size: 10.5px; color: var(--text-tertiary); line-height: 1.65;
}
.form-panel-notice a { color: var(--text-tertiary); text-decoration: underline; }
/* ═══════════════════════════════════════════
TRUST METRICS STRIP — No H2 keyword
═══════════════════════════════════════════ */
.trust-strip {
background: var(--bg-secondary);
border-top: 1px solid var(--border);
border-bottom: 1px solid var(--border);
padding: 28px 0;
}
.trust-grid {
display: grid; grid-template-columns: repeat(4, 1fr); gap: 0;
}
.trust-item {
display: flex; flex-direction: column; align-items: center; gap: 5px;
padding: 0 20px; text-align: center;
}
.trust-item:not(:last-child) { border-right: 1px solid var(--border); }
.trust-icon-wrap { margin-bottom: 2px; color: var(--accent-primary); }
.trust-value {
font-size: 22px; font-weight: 900; color: var(--accent-primary); line-height: 1;
}
.trust-label { font-size: 12px; color: var(--text-tertiary); font-weight: 500; letter-spacing: 0.03em; }
/* ═══════════════════════════════════════════
SECTION COMMONS
═══════════════════════════════════════════ */
.section { padding: 80px 0; }
.section-alt { background: var(--bg-secondary); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.section-header { margin-bottom: 52px; }
.section-header.centered { text-align: center; }
.section-header.centered .section-lead { margin: 14px auto 0; }
.eyebrow {
display: block; color: var(--accent-primary);
font-size: 11px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 14px;
}
.section-h2 {
font-size: clamp(20px, 2.8vw, 32px); font-weight: 700;
color: #CBD5E1; line-height: 1.25; letter-spacing: -0.01em;
}
.section-h2 em { font-style: normal; color: var(--accent-primary); }
.section-lead {
margin-top: 14px; font-size: 16px;
color: var(--text-secondary); max-width: 600px; line-height: 1.7;
}
/* ═══════════════════════════════════════════
FEATURE BENTO — H2 ★ keyword
═══════════════════════════════════════════ */
.bento-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bento-card {
background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-lg); overflow: hidden;
display: flex; flex-direction: column;
box-shadow: var(--shadow-sm);
transition: border-color var(--t), transform var(--t), box-shadow var(--t);
}
.bento-card:hover { border-color: var(--accent-secondary); transform: translateY(-4px); box-shadow: var(--shadow-md); }
/* Feature card image placeholders (320×200) */
.bento-img {
width: 100%; aspect-ratio: 320 / 200;
background: var(--bg-secondary); border-bottom: 1px dashed var(--border-mid);
display: flex; flex-direction: column; align-items: center; justify-content: center;
gap: 8px; color: var(--text-tertiary); font-size: 10px; font-weight: 600;
letter-spacing: 0.08em; text-transform: uppercase;
}
.bento-img svg { opacity: 0.3; }
.bento-body { padding: 22px 24px 26px; flex: 1; display: flex; flex-direction: column; }
.bento-icon-wrap {
width: 46px; height: 46px;
background: rgba(200, 87, 29, 0.08); border-radius: var(--r-md);
display: flex; align-items: center; justify-content: center; margin-bottom: 14px;
}
.bento-body h3 { font-size: 17px; font-weight: 700; color: var(--text-primary); margin-bottom: 9px; }
.bento-body p { font-size: 14px; color: var(--text-secondary); line-height: 1.65; flex: 1; }
.bento-link {
display: inline-flex; align-items: center; gap: 5px;
color: var(--accent-primary); font-size: 13px; font-weight: 600; margin-top: 16px;
transition: gap var(--t);
}
.bento-link:hover { color: var(--accent-hover); gap: 8px; }
/* ═══════════════════════════════════════════
PROCESS STEPS — H2 ★ keyword
═══════════════════════════════════════════ */
.steps-wrap { position: relative; }
.steps-track {
position: absolute; top: 30px;
left: calc(16.67% + 16px); right: calc(16.67% + 16px);
height: 1px; background: var(--border); pointer-events: none;
}
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.step {
display: flex; flex-direction: column; align-items: center; text-align: center; gap: 0;
}
.step-icon {
width: 60px; height: 60px; border-radius: 50%;
background: #FFFFFF; border: 1px solid var(--border);
display: flex; align-items: center; justify-content: center;
position: relative; z-index: 1; margin-bottom: 20px;
box-shadow: var(--shadow-sm);
transition: border-color var(--t), box-shadow var(--t);
}
.step:hover .step-icon { border-color: var(--accent-primary); box-shadow: var(--shadow-md); }
.step-num {
position: absolute; top: -5px; right: -5px;
width: 22px; height: 22px; border-radius: 50%;
background: var(--accent-primary); color: #FFFFFF;
font-size: 10px; font-weight: 900;
display: flex; align-items: center; justify-content: center;
border: 2px solid #FFFFFF;
}
.step h3 { font-size: 16px; font-weight: 700; color: var(--text-primary); margin-bottom: 10px; }
.step p { font-size: 14px; color: var(--text-secondary); line-height: 1.65; max-width: 220px; }
.step-cta-inline {
display: inline-flex; align-items: center; gap: 5px;
color: var(--accent-primary); font-size: 13px; font-weight: 600;
margin-top: 14px; transition: gap var(--t);
}
.step-cta-inline:hover { color: var(--accent-hover); gap: 8px; }
/* ═══════════════════════════════════════════
FICO SECTION — H2 ★ keyword
═══════════════════════════════════════════ */
.fico-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: start; }
.fico-left { display: flex; flex-direction: column; gap: 28px; }
.fico-gauge-card {
background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-lg); padding: 28px 24px 20px; text-align: center;
box-shadow: var(--shadow-sm);
}
.fico-gauge-label { font-size: 13px; font-weight: 600; color: var(--text-tertiary); margin-top: 14px; letter-spacing: 0.04em; }
/* FICO banner image placeholder (540×360) */
.fico-image-placeholder {
width: 100%; aspect-ratio: 540 / 280;
background: var(--bg-secondary); border: 2px dashed var(--border-mid);
border-radius: var(--r-lg);
display: flex; flex-direction: column; align-items: center; justify-content: center;
gap: 8px; color: var(--text-tertiary); font-size: 10px; font-weight: 600;
letter-spacing: 0.08em; text-transform: uppercase;
}
.fico-image-placeholder svg { opacity: 0.3; }
.fico-right { display: flex; flex-direction: column; gap: 0; }
.fico-table-wrap {
border: 1px solid var(--border); border-radius: var(--r-lg);
overflow: hidden; background: #FFFFFF;
box-shadow: var(--shadow-sm);
}
.fico-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.fico-table thead th {
background: var(--bg-secondary); padding: 13px 16px;
text-align: left; color: var(--text-secondary);
font-size: 11px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase;
border-bottom: 1px solid var(--border); white-space: nowrap;
}
.fico-table tbody tr { border-bottom: 1px solid var(--border); transition: background var(--t); }
.fico-table tbody tr:last-child { border-bottom: none; }
.fico-table tbody tr:hover { background: var(--bg-hover); }
.fico-table td { padding: 14px 16px; color: var(--text-secondary); vertical-align: middle; }
.fico-table td:first-child { color: var(--text-primary); font-weight: 700; font-size: 15px; }
.tier-pill {
display: inline-block; padding: 3px 10px;
border-radius: 99px; font-size: 10px; font-weight: 700; letter-spacing: 0.06em; white-space: nowrap;
}
.tier-prime { background: rgba(212,137,16,0.10); color: #9A6210; border: 1px solid rgba(212,137,16,0.3); }
.tier-primeplus { background: rgba(61,110,181,0.10); color: #2E5A9C; border: 1px solid rgba(61,110,181,0.3); }
.tier-super { background: rgba(11,138,121,0.10); color: #0B8A79; border: 1px solid rgba(11,138,121,0.25); }
.apr-val { color: var(--text-primary); font-weight: 700; }
.fico-footnote {
padding: 11px 16px; border-top: 1px solid var(--border);
font-size: 10.5px; color: var(--text-tertiary); line-height: 1.6;
}
.fico-explainer { display: flex; flex-direction: column; gap: 12px; }
.fico-point {
display: flex; gap: 12px; align-items: flex-start;
padding: 14px 16px; background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-md); font-size: 14px; color: var(--text-secondary); line-height: 1.6;
box-shadow: var(--shadow-sm);
}
.fico-point .pt-icon { flex-shrink: 0; color: var(--accent-primary); margin-top: 2px; }
.fico-point strong { color: var(--text-primary); }
/* ═══════════════════════════════════════════
FAQ ACCORDION — H2 NO keyword
═══════════════════════════════════════════ */
.faq-max { max-width: 760px; margin: 0 auto; }
.faq-list { border: 1px solid var(--border); border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow-sm); }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:last-child { border-bottom: none; }
.faq-trigger {
width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px;
background: #FFFFFF; border: none; padding: 18px 22px;
cursor: pointer; text-align: left; transition: background var(--t); min-height: 60px;
}
.faq-trigger:hover { background: var(--bg-secondary); }
.faq-trigger.active { background: var(--bg-secondary); }
.faq-trigger-text { font-size: 15px; font-weight: 600; color: var(--text-primary); line-height: 1.4; }
.faq-chevron {
width: 20px; height: 20px; flex-shrink: 0;
color: var(--text-tertiary); transition: transform var(--t), color var(--t);
}
.faq-trigger.active .faq-chevron { transform: rotate(180deg); color: var(--accent-primary); }
.faq-body {
display: none; background: var(--bg-secondary);
padding: 0 22px 20px; border-top: 1px solid var(--border);
}
.faq-body.open { display: block; }
.faq-body p { font-size: 14px; color: var(--text-secondary); line-height: 1.75; padding-top: 16px; }
/* ═══════════════════════════════════════════
CTA BANNER
═══════════════════════════════════════════ */
.cta-section { padding: 80px 0; background: var(--bg-secondary); }
.cta-banner {
background: #FFFFFF; border: 1px solid var(--border);
border-top: 4px solid var(--accent-primary);
border-radius: var(--r-xl); padding: 60px 48px;
text-align: center; position: relative; overflow: hidden;
box-shadow: var(--shadow-md);
}
.cta-banner::before {
content: ''; position: absolute;
top: -60px; left: 50%; transform: translateX(-50%);
width: 400px; height: 200px;
background: radial-gradient(ellipse, rgba(200,87,29,0.05) 0%, transparent 70%);
pointer-events: none;
}
.cta-banner h2 {
font-size: clamp(22px, 3vw, 38px); font-weight: 900;
color: var(--text-primary); margin-bottom: 14px; letter-spacing: -0.02em;
}
.cta-banner h2 em { font-style: normal; color: var(--accent-primary); }
.cta-banner p {
font-size: 16px; color: var(--text-secondary);
max-width: 520px; margin: 0 auto 32px; line-height: 1.7;
}
.cta-rate-note {
font-size: 13px; color: var(--text-tertiary);
margin-top: 20px; line-height: 1.6;
}
.btn-group { display: flex; align-items: center; justify-content: center; gap: 12px; flex-wrap: wrap; }
.btn-primary {
display: inline-flex; align-items: center; gap: 8px;
min-height: 52px; padding: 0 28px;
background: var(--accent-primary); color: #FFFFFF;
font-size: 15px; font-weight: 700; border-radius: var(--r-md);
border: none; transition: all var(--t); text-decoration: none; white-space: nowrap;
}
.btn-primary:hover { background: var(--accent-hover); transform: translateY(-2px); color: #FFFFFF; }
.btn-ghost {
display: inline-flex; align-items: center; gap: 8px;
min-height: 52px; padding: 0 24px;
background: transparent; color: var(--text-secondary);
font-size: 15px; font-weight: 600; border-radius: var(--r-md);
border: 1px solid var(--border); transition: all var(--t); text-decoration: none; white-space: nowrap;
}
.btn-ghost:hover { border-color: var(--text-secondary); color: var(--text-primary); }
/* ═══════════════════════════════════════════
FOOTER
═══════════════════════════════════════════ */
.site-footer { background: var(--bg-secondary); border-top: 1px solid var(--border); padding: 60px 0 0; }
.footer-grid { display: grid; grid-template-columns: 260px 1fr 1fr 1fr; gap: 48px; margin-bottom: 52px; }
.footer-brand .nav-logo { display: inline-flex; margin-bottom: 14px; }
.footer-brand p { font-size: 13px; color: var(--text-tertiary); line-height: 1.7; max-width: 230px; }
.footer-col h4 {
font-size: 11px; font-weight: 700; color: var(--text-secondary);
letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 16px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 9px; }
.footer-col a { font-size: 14px; color: var(--text-tertiary); transition: color var(--t); }
.footer-col a:hover { color: var(--text-primary); }
/* Trust logo placeholders (120×60) */
.trust-logos { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 20px; }
.trust-logo-ph {
width: 90px; height: 40px;
background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-sm);
box-shadow: var(--shadow-sm);
display: flex; align-items: center; justify-content: center;
font-size: 9px; color: var(--text-tertiary); font-weight: 600; letter-spacing: 0.08em;
}
.footer-bottom {
border-top: 1px solid var(--border);
padding: 24px 0 28px;
}
.footer-disclaimer {
font-size: 11px; color: var(--text-tertiary); line-height: 1.75; margin-bottom: 20px;
border: 1px solid var(--border); border-radius: var(--r-md);
padding: 14px 18px; background: var(--bg-hover);
}
.footer-legal {
display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap;
}
.footer-copy { font-size: 12px; color: var(--text-tertiary); }
.footer-legal-links { display: flex; gap: 18px; }
.footer-legal-links a { font-size: 12px; color: var(--text-tertiary); }
.footer-legal-links a:hover { color: var(--text-secondary); }
/* ═══════════════════════════════════════════
RESPONSIVE — Tablet 768–1024px
═══════════════════════════════════════════ */
@media (max-width: 1024px) {
.hero-inner { grid-template-columns: 1fr; gap: 44px; }
.form-panel { position: static; }
.bento-grid { grid-template-columns: repeat(2, 1fr); }
.fico-inner { grid-template-columns: 1fr; }
.steps-track { display: none; }
.steps-grid { grid-template-columns: repeat(3, 1fr); }
.footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
.trust-grid { grid-template-columns: repeat(2, 1fr); }
.trust-item:nth-child(2) { border-right: none; }
.trust-item:nth-child(1), .trust-item:nth-child(2) { border-bottom: 1px solid var(--border); padding-bottom: 20px; margin-bottom: 4px; }
}
/* ═══════════════════════════════════════════
RESPONSIVE — Mobile <768px
═══════════════════════════════════════════ */
@media (max-width: 768px) {
.nav-links, .nav-cta { display: none; }
.nav-hamburger { display: flex; }
.section { padding: 56px 0; }
.cta-section { padding: 56px 0; }
.hero { padding: 48px 0 60px; }
.bento-grid { grid-template-columns: 1fr; }
.steps-grid { grid-template-columns: 1fr; gap: 24px; }
.step { flex-direction: row; text-align: left; align-items: flex-start; gap: 18px; }
.step-icon { flex-shrink: 0; margin-bottom: 0; }
.step p { max-width: none; }
.cta-banner { padding: 36px 24px; }
.cta-banner::before { display: none; }
.footer-grid { grid-template-columns: 1fr 1fr; }
.footer-brand { grid-column: 1 / -1; }
.trust-grid { grid-template-columns: repeat(2, 1fr); }
.trust-item { padding: 0 12px; }
.hero-h1 { font-size: clamp(26px, 8vw, 36px); }
}
@media (max-width: 480px) {
.container { padding: 0 16px; }
.hero-badges .badge { font-size: 11px; }
.footer-grid { grid-template-columns: 1fr; }
.footer-legal { flex-direction: column; align-items: flex-start; gap: 10px; }
.trust-grid { grid-template-columns: 1fr 1fr; }
}
@media (prefers-reduced-motion: reduce) {
*, *::before, *::after { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; }
}
/* ═══════════════════════════════════════════
SEO SECTION 1: RATE COMPARISON TABLE
═══════════════════════════════════════════ */
.compare-scroll {
overflow-x: auto; -webkit-overflow-scrolling: touch;
border-radius: var(--r-lg); box-shadow: var(--shadow-md);
border: 1px solid var(--border);
}
.compare-table {
width: 100%; border-collapse: collapse;
min-width: 700px; background: #FFFFFF;
}
.compare-table thead th {
background: var(--bg-secondary); padding: 13px 18px;
text-align: left; font-size: 11px; font-weight: 700;
letter-spacing: 0.08em; text-transform: uppercase;
color: var(--text-secondary); border-bottom: 2px solid var(--border);
white-space: nowrap;
}
.compare-table tbody tr {
border-bottom: 1px solid var(--border);
transition: background var(--t);
}
.compare-table tbody tr:last-child { border-bottom: none; }
.compare-table tbody tr:hover { background: var(--bg-secondary); }
.compare-table td {
padding: 15px 18px; color: var(--text-secondary);
vertical-align: middle; font-size: 14px;
}
.compare-row-featured {
background: rgba(200, 87, 29, 0.04) !important;
border-left: 3px solid var(--accent-primary);
}
.compare-row-featured td:first-child { padding-left: 15px; }
.compare-row-featured:hover { background: rgba(200, 87, 29, 0.08) !important; }
.platform-name { font-weight: 700; color: var(--text-primary); display: block; margin-bottom: 2px; }
.platform-tag {
display: inline-block; font-size: 10px; font-weight: 700;
letter-spacing: 0.06em; text-transform: uppercase;
background: rgba(200,87,29,0.1); color: var(--accent-primary);
border-radius: 99px; padding: 2px 9px; margin-bottom: 4px;
}
.platform-note { font-size: 11px; color: var(--text-tertiary); }
.compare-apr { font-weight: 700; color: var(--accent-primary); font-size: 15px; }
.ck {
display: inline-flex; align-items: center; justify-content: center;
width: 22px; height: 22px; border-radius: 50%; flex-shrink: 0;
}
.ck-yes { background: rgba(26,141,88,0.12); }
.ck-part { background: rgba(212,137,16,0.12); }
.ck-no { background: rgba(196,53,53,0.1); }
.compare-table-note {
font-size: 11px; color: var(--text-tertiary); text-align: center;
margin-top: 14px; line-height: 1.6;
}
/* ═══════════════════════════════════════════
SEO SECTION 2: P2P BENEFITS
═══════════════════════════════════════════ */
.benefits-grid {
display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px;
}
.benefit-card {
background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-lg); padding: 28px 22px 24px;
display: flex; flex-direction: column;
box-shadow: var(--shadow-sm);
transition: border-color var(--t), transform var(--t), box-shadow var(--t);
}
.benefit-card:hover {
border-color: var(--accent-primary);
transform: translateY(-3px); box-shadow: var(--shadow-md);
}
.benefit-icon { width: 64px; height: 64px; margin-bottom: 18px; }
.benefit-card h3 {
font-size: 15px; font-weight: 700;
color: var(--text-primary); margin-bottom: 9px;
}
.benefit-card p { font-size: 13px; color: var(--text-secondary); line-height: 1.65; flex: 1; }
.benefit-vs {
margin-top: 14px; padding: 8px 12px;
background: var(--bg-secondary); border-radius: var(--r-sm);
font-size: 11px; color: var(--text-tertiary);
display: flex; gap: 6px; align-items: flex-start; flex-wrap: wrap;
}
.vs-bad { text-decoration: line-through; opacity: 0.7; }
.vs-good { color: var(--accent-secondary); font-weight: 700; }
/* ═══════════════════════════════════════════
SEO SECTION 3: VERIFIED REVIEWS
═══════════════════════════════════════════ */
.reviews-meta {
display: flex; align-items: center; gap: 20px;
margin-bottom: 40px; flex-wrap: wrap;
}
.aggregate-badge {
display: flex; align-items: center; gap: 14px;
background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-lg); padding: 14px 22px;
box-shadow: var(--shadow-sm);
}
.agg-score { font-size: 42px; font-weight: 900; color: var(--text-primary); line-height: 1; }
.agg-right { display: flex; flex-direction: column; gap: 5px; }
.agg-count { font-size: 11px; color: var(--text-tertiary); }
.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.review-card {
background: #FFFFFF; border: 1px solid var(--border);
border-radius: var(--r-lg); padding: 22px;
display: flex; flex-direction: column;
box-shadow: var(--shadow-sm); position: relative; overflow: hidden;
}
.review-card::before {
content: '"'; position: absolute;
top: 10px; right: 18px; font-size: 72px;
color: var(--border); line-height: 1; font-family: Georgia, serif;
pointer-events: none;
}
.review-head { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
/* Avatar = image placeholder, user fills in */
.reviewer-avatar {
width: 48px; height: 48px; border-radius: 50%;
background: var(--bg-secondary); border: 2px dashed var(--border-mid);
display: flex; flex-direction: column; align-items: center; justify-content: center;
flex-shrink: 0; gap: 1px;
}
.reviewer-avatar span { font-size: 9px; color: var(--text-tertiary); font-weight: 600; text-align: center; line-height: 1.2; }
.reviewer-name { font-size: 14px; font-weight: 700; color: var(--text-primary); }
.reviewer-loc { font-size: 11px; color: var(--text-tertiary); margin-top: 1px; }
.review-stars { display: flex; align-items: center; gap: 8px; margin-bottom: 12px; }
.review-stars .rating-text { font-size: 12px; font-weight: 700; color: var(--highlight); }
.review-text { font-size: 13px; color: var(--text-secondary); line-height: 1.7; flex: 1; }
.review-foot { margin-top: 14px; display: flex; align-items: center; justify-content: space-between; gap: 8px; flex-wrap: wrap; }
.loan-tag {
font-size: 10px; font-weight: 700; letter-spacing: 0.04em;
background: rgba(11,138,121,0.1); color: #0B8A79;
border-radius: 99px; padding: 3px 10px; white-space: nowrap;
}
.verified-label { display: flex; align-items: center; gap: 4px; font-size: 11px; color: var(--success); font-weight: 600; }
/* ── Responsive — Tablet ──────────────────── */
@media (max-width: 1024px) {
.benefits-grid { grid-template-columns: repeat(2, 1fr); }
.reviews-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
.benefits-grid { grid-template-columns: 1fr; }
.reviews-grid { grid-template-columns: 1fr; }
.reviews-meta { flex-direction: column; align-items: flex-start; }
.compare-table-note { text-align: left; }
}
/* ═══ FICO WIDGET (redesign — Image 1 style) ════════════════════ */
.fico-widget {
background: #FFFFFF;
border: 1px solid var(--border);
border-radius: var(--r-lg);
box-shadow: var(--shadow-md);
overflow: hidden;
}
.fw-header {
display: flex; align-items: center; gap: 12px;
padding: 16px 20px 14px;
border-bottom: 1px solid var(--border);
}
.fw-icon-wrap {
width: 42px; height: 42px; border-radius: 50%;
background: rgba(11,138,121,.1);
display: flex; align-items: center; justify-content: center;
flex-shrink: 0;
}
.fw-header-text h3 { font-size: 15px; font-weight: 700; color: var(--text-primary); }
.fw-header-text p { font-size: 12px; color: var(--text-tertiary); margin-top: 2px; }
.fw-main {
display: flex; align-items: center; gap: 0;
padding: 18px 20px 12px;
}
.fw-score-col { flex: 1; display: flex; flex-direction: column; gap: 0; }
.fw-gauge-col { width: 168px; flex-shrink: 0; }
.fw-score-big {
font-size: 54px; font-weight: 900;
color: #0B8A79; line-height: 1;
letter-spacing: -0.03em;
display: flex; align-items: flex-start; gap: 4px;
position: relative;
}
.fw-score-big sup {
font-size: 28px; font-weight: 900;
margin-top: 5px; color: #0B8A79;
}
.fw-sparkle {
position: absolute; top: -2px; right: -8px;
display: flex; flex-direction: column; gap: 3px;
}
.fw-sparkle span {
width: 6px; height: 6px; border-radius: 50%;
display: block;
}
.fw-sparkle span:nth-child(1) { background: #E8A520; }
.fw-sparkle span:nth-child(2) { background: #0B8A79; width: 4px; height: 4px; }
.fw-score-badge {
font-size: 17px; font-weight: 700;
color: var(--text-primary); margin: 8px 0 6px;
}
.fw-score-badge .amber { color: #E8A520; }
.fw-score-desc {
font-size: 13px; color: var(--text-secondary);
line-height: 1.6; max-width: 165px;
}
.fw-score-desc .amber { color: #E8A520; font-weight: 600; }
.fw-elig-row {
padding: 12px 20px 14px;
border-top: 1px solid var(--border);
display: flex; gap: 10px; align-items: flex-start;
flex-wrap: wrap;
}
.fw-check-pill {
display: flex; align-items: flex-start; gap: 10px;
flex: 1; min-width: 160px;
}
.fw-check-circle {
width: 28px; height: 28px; border-radius: 50%;
background: rgba(26,141,88,.14);
display: flex; align-items: center; justify-content: center;
flex-shrink: 0; margin-top: 1px;
}
.fw-check-pill strong { font-size: 12px; font-weight: 700; color: var(--text-primary); display: block; }
.fw-check-pill span { font-size: 11px; color: var(--text-tertiary); }
.fw-chips { display: flex; gap: 6px; }
.fw-chip {
display: flex; flex-direction: column; align-items: center; gap: 3px;
background: var(--bg-secondary); border-radius: var(--r-md);
padding: 8px 10px; min-width: 68px; text-align: center;
transition: background var(--transition);
}
.fw-chip:hover { background: var(--bg-hover); }
.fw-chip .chip-ic { color: var(--accent-secondary); }
.fw-chip strong { font-size: 11px; font-weight: 700; color: var(--text-primary); }
.fw-chip small { font-size: 10px; color: var(--text-tertiary); line-height: 1.3; }
.fw-footer {
padding: 11px 20px 14px;
border-top: 1px solid var(--border);
background: var(--bg-secondary);
display: flex; align-items: center;
justify-content: space-between; gap: 12px;
flex-wrap: wrap;
}
.fw-footer p { font-size: 11px; color: var(--text-tertiary); line-height: 1.6; flex: 1; }
.fw-cta-btn {
display: inline-flex; align-items: center; gap: 5px;
background: #0D2039; color: #FFFFFF;
font-size: 13px; font-weight: 700;
padding: 8px 16px; border-radius: var(--r-md);
white-space: nowrap; text-decoration: none;
min-height: 38px; transition: background var(--transition);
flex-shrink: 0;
}
.fw-cta-btn:hover { background: #162F4A; color: #FFF; }
@media(max-width:768px) {
.fw-gauge-col { width: 140px; }
.fw-score-big { font-size: 44px; }
.fw-chips { flex-wrap: wrap; }
}